Property Damage

Flood Damage Claims

Connecting law firms with policyholders whose flood damage claims were wrongfully denied or underpaid

Flooded residential street

Case Overview

Flooding is the most common natural disaster in the United States. Causing billions in damage annually. Whether through the National Flood Insurance Program (NFIP) or private insurers, policyholders often face denied or severely underpaid claims after devastating floods.

Insurance companies and their Write-Your-Own (WYO) program administrators routinely undervalue flood damage, exclude covered items, or deny claims based on technicalities. Many policyholders are left struggling to rebuild without the financial support they were promised.

Experienced flood insurance attorneys can help policyholders navigate the complex claims process and recover the full value they're owed.

NFIP policies, private flood insurance, excess flood coverage

River flooding, flash floods, storm surge, urban flooding

Hurricane flooding, atmospheric rivers, spring flooding

Underpaid claims, denied contents coverage, inadequate building valuations

We help identify policyholders who may have valid claims against their insurers.

Flood insurance claims face unique challenges that require experienced legal help.

Federal flood insurance has unique rules, deadlines, and appeal processes that differ from standard insurance claims.

Adjusting often use outdated pricing or miss hidden damage like foundation issues and mold.

Insurers may argue about what's covered under building vs. contents policies or exclude certain claim types.

We connect flood victims with attorneys who specialize in flood insurance claims.

We actively adjudicate quickly after major flooding events to help affected communities.

We understand the complexities of federal flood insurance claims and appeals.

We target flood-prone areas and communities hit by specific flood events.

Key Facts

  • Coverage Types: NFIP policies, private flood insurance, excess flood coverage
  • Event Types: River flooding, flash floods, storm surge, urban flooding
  • Recent Events: Hurricane flooding, atmospheric rivers, spring flooding
  • Common Issues: Underpaid claims, denied contents coverage, inadequate building valuations

Who Qualifies

Policy Requirements

  • NFIP flood insurance policy
  • Private flood insurance
  • Excess flood coverage
  • Policy active at time of flood

Claim Issues

  • Claim denied entirely
  • Settlement far below repair costs
  • Contents claim undervalid or denied
  • Building damage undervalued
  • Claim closed prematurely

Flood Damage

  • Structural and residential damage
  • Flooring and drywall damage
  • Roofing and mechanical systems
  • Personal property and contents
  • Mold and water remediation

Documentation

  • Flood insurance policy
  • Claim denial or settlement offer
  • Photos and videos of damage
  • Repair estimates and invoices
Scenic landscape

Interested in This Case?

Let's discuss how we can help you acquire qualified leads for this mass tort campaign.

Flood Damage Claims - NIB Direct