Property Damage

Hail Damage Claims

Connecting law firms with homeowners whose hail damage claims were wrongfully denied or underpaid.

Car with hail damage

Case Overview

Hail storms cause billions of dollars in property damage across the United States every year. Roofs, siding, windows, and vehicles are frequently damaged, yet insurance companies routinely deny legitimate claims or grossly undervalue the extent of the damage.

Common tactics include claiming damage is "cosmetic" and not functional, attributing damage to normal wear and tear, or using biased adjusters and engineers to minimize reported damage. These practices leave homeowners unable to properly repair their properties.

An experienced attorney can help policyholders fight back against insurance companies and recover the full value of their claims.

Roofs, siding, gutters, windows, vehicles, HVAC units

Texas, Oklahoma, Kansas, Colorado, Nebraska, Midwest

Claims denied or minimized due to "cosmetic" damage exclusions

We help identify homeowners who may have valid claims against their insurers.

Insurance companies use predictive strategies to minimize hail claim payments.

Claiming needed repair work or siding is only cosmetic damage and not covered, even when it compromises protection.

Attributing hail damage to pre-existing wear and tear or age-related deterioration to deny claims.

Using company-paid adjusters and engineers who systematically underreport damage.

We connect homeowners with attorneys who fight insurance bad faith.

We monitor severe weather and target outreach to affected communities after major hail events.

We identify homeowners with unexpired or denied claims and document the issues.

We target high-frequency hail regions like Texas, Colorado, and the Midwest.

Key Facts

  • Common Damage: Roofs, siding, gutters, windows, vehicles, HVAC units
  • Affected Areas: Texas, Oklahoma, Kansas, Colorado, Nebraska, Midwest
  • Annual Damage: $15+ billion in insured losses nationwide
  • Common Denial: Claims denied or underpaid due to "cosmetic" damage exclusions

Who Qualifies

Property Types

  • Single-family homes
  • Condominiums
  • Commercial buildings
  • Rental properties

Claim Issues

  • Claim denied for "cosmetic" damage
  • Settlement far below repair estimates
  • Damage blamed on wear and tear
  • Claim closed without proper inspection
  • Insurance used biased adjusters

Hail Damage

  • Damaged or dented shingles
  • Cracked or dented siding
  • Broken or cracked windows
  • Damaged gutters and downspouts
  • HVAC unit damage

Documentation

  • Insurance policy
  • Claim denial or settlement offer
  • Photos of hail damage
  • Contractor repair estimates
Scenic landscape

Interested in This Case?

Let's discuss how we can help you acquire qualified leads for this mass tort campaign.

Hail Damage Claims - NIB Direct